Volksbank Malta Limited is a wholly owned subsidiary of  Volksbanken AG (VBAG) in Vienna, which is one of the fourth largest banking groups in Austria. With over 8,000 employees, VBAG offers its customers all banking services at the highest possible level.

Volksbank AG has enjoyed a constant and reliable ownership structure for many years. The foundation is a strong Austrian core shareholder; 58.2% belong to Volksbank Holding, which consists of all 60 regional Volksbanks. These member banks are credit co-operatives which are deeply rooted in their local markets and service their core target groups of small and medium-sized enterprises and private customers by offering a full range of banking services. Maintaining about 600 branches they ensure the provision of local banking services throughout Austria.

At an international level Volksbank International's subsidiary banks also strive to ascertain the regional provision of financial services. With a total of 609 sales outlets, Volksbank International, which is headquartered in Vienna, ensures customer proximity in 9 central and eastern European countries: Slovakia, the Czech Republic, Hungary, Slovenia, Croatia, Romania, Bosnia-Herzegovina, Serbia and the Ukraine. VBAG's international network is completed by a branch in Malta. Customers in Switzerland and Liechtenstein are looked after by the banking subsidiaries of Vorarlberger Volksbank.

Investkredit Bank AG is responsible within the Volksbank Group for the segments Corporates and Real Estate. The bank, which was newly positioned in 2006, enjoys long-term stable customer relations through Investkredit and Volksbank AG (VBAG). Headquartered in Vienna, Investkredit Bank AG has branch offices in Germany, Poland, Romania, Slovakia, the Czech Republic, Ukraine and Hungary.